First, we’ll share your data based only on your choice. Carolina HR will only share your personal and financial information with others:
- At your request
- To process or service, a transaction or product authorized or requested by you
- When required by law to disclose such information to appropriate authorities
- To companies that assist us in marketing our products and services
- As otherwise allowable by law, such as sharing with data processors, credit bureaus, printers, shipping houses, etc.
We don’t share your personal and financial information with others for marketing purposes, except at your request.
Second, we’ll collect only what we need to deliver the products and services you request.
Carolina HR collects only the personal and financial information about you necessary to serve your financial needs, to protect against fraud, and to fulfill legal and regulatory requirements. We collect the following:
- Information we receive from you on deposit or loan applications and other forms, and any other information you subsequently provide to us orally, in writing or through the Internet
- Information about your transactions and communications with us
- Information we receive from credit bureaus
- Information from public records accessed in the ordinary course of business
Third, we establish safeguards to ensure the security and confidentiality of your information.
Carolina HR restricts access to your personal and financial information to our employees who need it to do their job. Employees with access to your information are required to strictly maintain the confidentiality of all customer information.
Carolina HR maintains physical, electronic and procedural safeguards that protect your personal and financial information. We routinely test our information systems and website to ensure that unauthorized access does not occur.
Fourth, we maintain your privacy even after you cease to be our customer.
Carolina HR recognizes that your business and employee data is something to be protected and kept secure. We pledge to respect you and protect your personal information.